A Professional Employer Organization (PEO) is a partner that not only processes payroll but also shares employer responsibilities—especially around compliance, taxes, and risk.
Payroll providers primarily focus on processing wages and filing payroll taxes. While some offer compliance tools, they rarely take on legal responsibility or offer personalized guidance. A few large vendors may offer PEO services, but they’re sold as separate divisions—with higher costs, stricter contracts, and limited flexibility. That means you could end up paying enterprise-level prices, even if you just need compliant payroll.
If you’re looking for payroll plus real protection, that’s the key difference.
Payroll compliance means accurately calculating wages, withholding taxes, meeting filing deadlines, and following labor laws at the federal, state, and local levels. In New York and other highly regulated states, small errors—like a missed wage notice or misclassified employee—can lead to penalties or audits.
Most payroll software tools include optional compliance features like alerts or templates, but the responsibility usually stays with the employer. If a deadline is missed or a form is filed incorrectly, the liability often falls on you.
Common compliance risks include:
Before choosing a payroll solution, it's important to understand who manages compliance and what level of protection is included in your service.
TBM combines accurate payroll processing with built-in compliance and personalized service. Every client gets a dedicated account manager who knows your business and ensures your payroll stays on time, accurate, and compliant.
Unlike big-box vendors that hand you off to a different rep each call—or worse, a chatbot—TBM offers real, human help. That’s especially important when you’re facing an audit, a garnishment order, or a mid-cycle tax update.
Key services we include as part of our payroll and compliance support:
All of this comes without surprise fees, inflated “compliance bundles,” or long wait times to talk to someone who understands your needs.
Payroll software is designed to automate processes—but it doesn’t take responsibility for them. If a tax is misfiled, if you classify someone incorrectly, or if state laws change mid-year, you're on your own to fix it.
TBM takes shared accountability for payroll compliance. As your co-employer, we do more than send reminders—we act on your behalf to stay compliant and mitigate risk. That’s the benefit of working with a true PEO instead of a basic payroll provider.
For growing businesses, the cost of a compliance error can outweigh any savings from DIY tools. Our model prevents those risks from becoming reality.
With TBM, payroll compliance isn’t an upgrade—it’s the baseline. We help small and mid-sized businesses in New York stay compliant, run payroll efficiently, and get answers from someone who knows your business.