Professional Employer Organization (PEO)

PEO Services That Simplify Compliance and HR
Managing a workforce while keeping up with changing regulations can overwhelm even established businesses. TBM Payroll provides Professional Employer Organization (PEO) services that combine payroll, HR, benefits, and compliance into one partnership.
With TBM as your PEO, compliance is always the priority. From payroll tax filings to workplace policies, we help you stay aligned with state and federal requirements. Your employees benefit from accurate pay, consistent support, and access to competitive benefits.
More Time to Focus on Your Core Business Needs
Partnering with TBM means you don’t have to choose between managing HR and growing your business. We take care of payroll, benefits, compliance, and employee support so you can put your energy into strategy and operations.
Our experienced account managers handle the daily complexities with accuracy and care, reducing liability and giving you confidence that everything is covered. That stability frees your leadership team to focus on innovation, growth, and building a strong workplace culture.
Why Choose TBM as your PEO?
Businesses trust TBM because we combine compliance expertise with comprehensive service. Our PEO model reduces risk, saves money, and gives you access to specialists who understand HR, payroll, and benefits. We tailor solutions to your business, so you get the support you need without paying for what you don’t.
The TBM advantage goes beyond cost savings. You gain a compliance-first partner that delivers reliable service, responsive support, and peace of mind. That combination helps you focus on what matters most: scaling your business with confidence.

What's the difference?
PEO vs. Payroll
Worker's Compensation Coverage
PEO: Coverage can be provided under PEO's master policy or coordinated master policies (some states allow worksite co-employers to carry out client-level WC programs).
Risk and Safety Management
Payroll: Client responsibility.
PEO: PEO administers claims management and the tools for safety program compliance.
Employer of Record
Payroll: The client is the employer of record.
PEO: A PEO is the federal and most state employer of record. Certain states require client-level reporting, and the PEO has power of attorney to pay.
Human Resources Administration
Payroll: The only human resource responsibilities supported are payroll, but the worksite employer is responsible for following proper HR policies and remaining compliant with laws and regulations.
PEO: Human resource responsibilities are supported by PEO, but the worksite employer is responsible for following proper HR policies that are compliant with laws and regulations.
Regulatory Compliance
Payroll: Does not manage responsibilities related to regulatory compliance.
PEO: PEO manages responsibilities related to regulatory compliance.
Employee Benefits and Administration
Payroll: Can provide the tools for benefits administration.
PEO: Coverage can be offered under PEO master policies, or the client may use their own policy. PEO may also administer the plans.
Payroll Tax Liability
Payroll: The employer is liable.
PEO: The PEO is liable for federal taxes. State rules vary.
State Unemployment Tax (SUTA) Rate
Payroll: The client's SUTA rate is used.
PEO: The PEO's SUTA rate is used (some states require worksite employer-level policies).
Unemployment Claims
Payroll: The client manages unemployment claims.
PEO: PEO manages unemployment claims.
Testimonials
Trusted Advisors to Our Clients
"Partnering with TBM has transformed our restaurant’s operations. Their expertise in payroll and HR management has streamlined our processes, allowing us to focus on delivering exceptional service. With enhanced employee benefits and compliance support, we’ve seen improved staff satisfaction and retention. I highly recommend TBM for any restaurant looking to simplify HR and boost employee morale!"
TJ R.
Restaurant Owner"TBM Payroll and HR has greatly benefited our law firm by handling complex payroll needs, allowing us to focus on legal work. Their accurate, timely payroll processing and compliance expertise have kept us in good standing. Employees value reliable pay and benefits. We highly recommend TBM Payroll and HR to any law firm."
David K.
Managing Partner, Law Firm"Our union's experience with TBM has been outstanding. Their PEO services have improved our member benefits, payroll, and compliance, streamlining HR processes and enhancing member satisfaction. TBM's expertise ensures compliance with labor laws, protecting our members' rights. I highly recommend TBM for any union seeking operational efficiency and member support."
Robert I.
Local Union President"Switching to TBM has been transformative. We're saving significantly each month, and the service is exceptional. The transition was smooth, and their team is always supportive and responsive. TBM's 'white glove' service and user-friendly platform have streamlined our payroll have streamlined our payroll process. Overall, this switch has been one of our best decisions, and we highly recommend TBM to any Non-profit or business."
Nancy P.
Executive Director, Non-profitWhat’s New on the Blog
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