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What is a Professional Employer Organization?
What is a PEO?
If you’re an owner or manager in a compliance-heavy industry—like hospitality, healthcare, construction, or a nonprofit—you know the stress of keeping up with changing labor laws, ACA updates, and mountains of HR paperwork. That’s where a Professional Employer Organization, or PEO, can step in as your trusted partner.
A PEO is a service that takes on your biggest HR and compliance headaches, including payroll, taxes, benefits, and regulatory reporting. The PEO becomes the official employer for tax and legal purposes through a co-employment model. At the same time, you control your daily operations and the people who make your business great.
For many SMBs, especially those in highly regulated industries, the administrative and compliance burdens can feel overwhelming. TBM was built to remove those obstacles and help you focus on what matters most: growing your business and serving your community.
How a PEO Works (and What It Handles for You)
When you partner with a PEO like TBM, you don’t just get an “outsourced HR department”—you gain a genuine ally who shares employer responsibilities. This means we help you navigate local and federal requirements, reduce risk, and provide guidance whenever you need it.
You control your business, culture, and team, while TBM handles the technical, compliance-heavy side of employer obligations.
When a question about compliance pops up, TBM is just a call away—offering friendly, fast answers you can trust.
PEO vs. Payroll Provider: What's the Difference?
When you pay for services through a basic payroll provider, you might think you're covered—but many of these services stop short at paycheck processing. They don’t take responsibility for compliance, and they don’t help you avoid legal pitfalls.
If you accidentally submit a late or inaccurate tax filing, a payroll provider leaves you to sort it out. TBM owns the responsibility alongside you and keeps you ahead of deadlines.
Once you notice HR and compliance tasks eating up more of your week, or your industry’s rules changing faster than you can track, it might be time to consider a true PEO partner.
Why Businesses Like Yours Use a PEO
Over 88% of businesses that outsource HR to a specialized PEO like TBM Payroll report spending less time on paperwork and seeing fewer compliance issues in the first year. Here’s why our clients trust us to keep them protected and running smoothly:
You get back time: Forget overnight research sessions on the latest payroll or ACA changes. TBM handles filings, documentation, and reporting—so you can focus on your customers and employees.
You avoid compliance pitfalls: Navigating New York labor laws, ACA reporting, union payroll, and certified payroll is daunting. TBM keeps you current and compliant, reducing costly errors or fines.
You manage risk in regulated sectors: Whether it’s a nonprofit grant, a healthcare audit, or a construction contract, we help you meet every industry standard and contractual obligation.
You offer better benefits: Want to attract and keep talent, but can’t afford an in-house HR team? Your team can access robust healthcare, retirement, and wellness programs through TBM at group rates.
You simplify complex HR: No more scrambling for paperwork or missing filing deadlines—everything is organized and accessible, with a TBM expert assigned to your account.
Every benefit we offer is tied to TBM Payroll’s specialty: making compliance and people management approachable for busy businesses.
Why TBM Payroll is the Right New York-Based PEO
Unlike large, impersonal PEOs and payroll processors, TBM Payroll offers personalized service tailored to your unique needs and a genuine commitment to helping your business succeed.
We’re not just a service provider—we’re your dedicated partner, working closely with you to navigate the challenges of managing your workforce. Here’s how TBM sets you up for success:
Compliance-first mindset: New York labor law is our specialty. From quarterly payroll filings to ACA reporting and certified payroll, we know what regulators look for—and we make sure you’re prepared.
Real, human support: You’ll never be lost in a call center or “ticket queue.” We assign a dedicated account manager who gets to know your business, answers your questions quickly, and advocates for your success.
Specialized experience: Our knowledge is built on decades of serving nonprofits, healthcare providers, and contractors in NY. That means we’re ready for the unexpected and stay ahead of every deadline.
Is a PEO Right for You?
You don’t have to make this decision alone. TBM Payroll’s experts will listen to your unique challenges and answer your questions—whether you’re ready to make a change or just clarifying your options. Reach out for a no-pressure, free consultation — and discover how TBM can help you worry less and achieve more.
Frequently Asked Questions About PEOs
What is a certified payroll report, and do I need it for every job?
A certified payroll report (usually Federal Form WH-347) is required weekly when working on government-funded projects. It lists wages, hours, and benefits to show you’re paying a “prevailing wage.” TBM manages this process for you—no spreadsheets or guesswork.
How does a PEO help with ACA compliance and health coverage?
We track who qualifies for health benefits, handle IRS reporting (Forms 1094-C/1095-C), and advise you on plan options. TBM ensures your business meets ACA standards, reducing risk of penalties.
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What are the risks of managing payroll and compliance in-house?
Missing deadlines or making mistakes can lead to fines, audits, or even lawsuits. With TBM as your partner, you share employer liability and gain a support team with deep New York expertise.
Does TBM understand my industry’s special requirements?
Yes. We specialize in helping nonprofits, healthcare, hospitality, and construction businesses across New York. From union payroll to specialized reporting, our team has seen it all and will meet you where you are.
What industries benefit most from a PEO?
Any business with compliance-heavy HR needs—especially those handling government grants, public contracts, or rapidly changing regulations—will see tangible value from a dedicated PEO partnership.
By bringing clarity, empathy, and hands-on support to HR and compliance, TBM Payroll helps your business move forward confidently—every step of the way.
Ready to get started?
Complete our contact form, and someone from our team will contact you.
